looking after your pension

Welcome to the Royal Mail Pension Plan internet site, which we have designed to help you understand your benefits and the options you have as a member, and to find out more about the important subject of planning your financial future...

Who is this site for?

This site is for all members of the Royal Mail Statutory Pension Scheme (RMSPS) and the Royal Mail Pension Plan (RMPP), whether you are an active (employee) member, a retired (pensioner) member, a deferred member (i.e. someone who has ceased contributing but has not yet taken their benefits) or other beneficiary (i.e. someone receiving benefits because a former member has died).

The RMSPS was established by the Government as at 1 April 2012 and has responsibility for paying the benefits that members of the RMPP have built up to the end of 31 March 2012. The RMPP remains responsible for all pension benefits earned by members on and after 1 April 2012 (as well as some increases to benefits earned before that date). If you were a retired (pensioner) member or a deferred member at the end of 31 March 2012 all of your benefits transferred to the RMSPS and you are no longer a member of the RMPP.

To avoid unnecessary complexity, this website - and indeed the booklets and other publications - does not break down the benefit calculations to show what is payable from the RMSPS and what is payable from the RMPP. 

The RMSPS and the RMPP are closed to new entrants. Royal Mail Group introduced a new defined contribution pension plan with effect from 1 April 2008 which you can find out more about by going to www.zurich.co.uk/save/royalmaildcplan.

Who manages this site?

This site is owned by and operated by Royal Mail Pensions Trustees Limited (RMPTL), the company whose directors are trustees of the RMPP. Content is managed in collaboration with the Managers of the RMSPS. The site is not the responsibility of Royal Mail Group and all content and information contained in this site is provided by RMPTL and its professional advisers (or is hosted by RMPTL on behalf of the Manager of the RMSPS).

Any reference in this site to 'we' or 'us' means the Manager of the RMSPS and the Trustee of the RMPP.

Which section applies to me?

The RMSPS and the RMPP have two sections - Section A/B and Section C. You may already be familiar with which section you are in, but if not, you should be able to identify your section by the date you joined:

  • If you joined before 1 April 1987, you will be in Section A/B
  • If you joined on or after 1 April 1987, you will be in Section C

If you have any questions, then please contact the Pensions Service Centre.