Unpaid absence

If you have a period of unpaid absence you may, on your return to Reckonable Service, pay all contributions (both your own and your employer's) that were due during your absence, based on the Contributory Pay you would have received had you not been absent. Your unpaid absence will then be treated as Reckonable Service - that is, you will be credited with the same benefits that you would have earned if you had been employed as normal during that time.

If you are on temporary loan to another employer, you only need to pay your own contributions if your temporary employer pays the employer contributions.

In either case, the Trustee, with advice from the Actuary, will work out how much you need to pay.

Unpaid absence cannot count as Reckonable Service if you were a member of another employer's pension scheme during your absence.