ill health as a result of illness or injury...
...which is, in the opinion of your employer, caused by your work and not due to negligence on your part.
In these circumstances, if your total Company service is less than 5 years, you will get a pension equal to:
- the pension you have built up to the date you actually retire, calculated in the same way as described here
plus - an additional pension calculated as 1/60th of your CSDB Pensionable Salary over your last 12 months’ Reckonable Service before your retirement for each year (and part year) of your Additional Service Credit.
Your Additional Service Credit will be calculated as the lower of:
- an enhancement to increase your Reckonable Service up to 10 years
or - the Reckonable Service you would have completed if you had remained in service until age 65.
If you have 5 or more years’ Company service, the normal ill-health retirement calculations will apply.
Pension supplement
If you retire before your State Pension Age, you will also receive a Pension Supplement in the period up to your State Pension Age.