Leaving the RMPP

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What happens to your benefits

If you opt out of the RMPP or leave your employer, you and your employer will stop contributing to the RMPP.

At this point, you’ll need to decide what to do with the benefits you’ve built up. If you’re leaving to take your benefits immediately, then look at the section on ‘Planning Your Future’. Otherwise read on.

You can choose to keep your benefits in the RMPP or you can transfer your benefits to another pension arrangement.

Capita pays any benefits due from the RMSPS.

The guide – ‘Leaving the Plan – your options, Section C members’ – gives you an overview of your choices if you leave the RMPP and you can find it in the Library . The Pensions Service Centre will write to you to confirm the value of your pension benefits if you leave the RMPP. The information in that letter will include a summary of the information in the guide. So please get in touch with them if you change your address.

A note on opting out of the RMPP

If you’re staying with your employer but want to opt out of the RMPP, you’ll need to let HR or the payroll department know. By doing so, you’ll stop paying contributions and won’t build up any more benefits. You must give two months’ notice if you’re paid monthly, and two weeks’ notice if you’re paid weekly.​ Beware: if you opt out, you can’t join again later.