A note on opting out of the RMPP
If you’re staying with your employer but you want to opt out of the RMPP, you’ll need to let HR or the payroll department know. By doing so, you’ll stop paying contributions and won’t build up any more benefits. You must give two months’ notice if you’re paid monthly, and two weeks’ notice if you’re paid weekly. Beware: if you opt out, you can’t join again later. You may be automatically joined to the Royal Mail Defined Contribution Plan at a later date in line with Government ‘automatic enrollment rules.