You can nominate somebody to receive some benefits from the RMPP when you die. They could be eligible for a lump sum whether you die in service or after you have left work (but not taken your benefits).
It’s important that you tell us who you would like to get any benefits when you die. You can do this by filling in a nomination of beneficiary form which you’ll find at the bottom of this page.
If you need to tell us about the death of someone who was a member of the RMPP, please contact the Pensions Service Centre – their contact details can be found below.
If you die in service, the lump sum payable is:
Additionally, if you leave a spouse, civil partner, child or other dependant, a further two times your pensionable pay is payable.
You can tell us who you would like to be considered to receive these benefits if they were to become payable – please fill in a form saying who should get these. We will consider your wishes but we are not bound by them as payment is at the Trustee’s discretion.
If you die after you after you stopped paying into the RMPP (due to leaving employment or opting out), but before taking benefits, the lump sum payable is the actual amount of the Cash Balance benefit you’ve built up (i.e. not reduced for early payment).
Please fill in a form saying who should get this lump sum.
If you don’t know which section you’re in, contact the Helpline (contact details are at the bottom of the page); or If you recieve an Annual Benefit Illustration the section is noted on the front page.