Life events

Nobody can be sure what life might hold. So it’s good to know how your pension benefits might be affected by certain life events.

Some of these events might be planned – for example, you might take time off work to raise a family. Others might be unplanned, like illness. You may decide to leave Royal Mail employment before it’s time to take your benefits. Make sure you understand what these things mean for your pension benefits and get in touch if you need to know more.

What happens if I....

Retire early?
Get divorced?
Take a break from work?
Leave the Plan?

If you don’t know which section you’re in, contact the Helpline (contact details are at the bottom of the page); or If you recieve an Annual Benefit Illustration the section is noted on the front page.